Citi Credit Risk Graduate Learnership 2026: Apply for Year-Long Programme in Johannesburg
Citi South Africa is inviting newly qualified graduates to apply for its year-long Credit Risk Learnership Graduate Programme in Johannesburg. Applicants need a relevant bachelor’s degree with an academic average above 65%.
Introduction
Citi South Africa is inviting newly qualified university graduates to apply for its South Africa Learnership Graduate Programme in Credit Risk.
The year-long programme is based in Johannesburg, Gauteng, and provides successful graduates with practical workplace experience within Citi’s Risk Management team.
This opportunity is suitable for graduates in Finance, Economics, Accounting, Statistics, Mathematics or Risk Management who want to begin a career in financial services and credit risk.
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About Citi
Citi is a global financial services organisation providing banking, investment, credit and financial solutions to clients around the world.
Through its early-career programmes, Citi gives graduates an opportunity to develop professional skills, gain practical experience and build networks within the financial services industry.
The Credit Risk Graduate Learnership is designed to help newly qualified graduates move from academic study into a professional banking and risk-management environment.
Quick Programme Overview
| Details | Information |
|---|---|
| Company | Citi South Africa |
| Programme | Learnership Graduate Programme – Credit Risk |
| Job Request ID | 26965131 |
| Location | Johannesburg, Gauteng |
| Workplace Type | On-site / Resident |
| Job Family Group | Management Development Programs |
| Job Family | Intern |
| Time Type | Full Time |
| Programme Duration | One Year |
| Posted Date | 05 June 2026 |
| Experience Required | Maximum of one year accepted, but not required |
| Application Method | Online through Citi Careers |
About the Credit Risk Learnership
The Citi Credit Risk Graduate Learnership provides newly qualified graduates with exposure to risk management in a professional financial-services environment.
Successful graduates will support the Risk Management team with the identification, assessment, monitoring and reporting of risks across the business.
The programme combines practical work experience with structured learning and career development.
What Graduates Will Gain
Participants will gain exposure to:
- Credit risk management
- Risk identification
- Risk assessment
- Risk monitoring
- Risk reporting
- Regulatory requirements
- Risk-management frameworks
- Financial analysis
- Business operations
- Quantitative analysis
- Professional development
- Financial-services industry practices
Graduates will also have opportunities to strengthen their professional networks and build skills for a future career in risk management.
Minimum Qualification Requirements
Applicants must have completed an undergraduate bachelor’s degree with an academic average above 65% in one of the following fields:
- Finance
- Economics
- Accounting
- Statistics
- Mathematics
- Risk Management
Applicants should ensure that their academic transcripts clearly show their overall academic performance.
Experience Requirements
Extensive professional work experience is not required.
Applicants may have:
- No previous work experience
- Graduate-level workplace exposure
- A maximum of one year of work experience
The programme is aimed primarily at newly qualified university graduates.
Skills and Competencies
Applicants should demonstrate:
- Leadership potential
- Teamwork
- Strong communication skills
- Analytical ability
- Quantitative skills
- Planning skills
- Organisational ability
- Willingness to learn
- Commitment to career development
- Ability to work in a professional team environment
- Interest in financial services
- Integrity and ethical decision-making
Who Citi Is Looking For
Citi is looking for graduates who:
- Are motivated to develop a career in risk management
- Want practical financial-services experience
- Can analyse information and identify potential risks
- Have strong academic performance
- Work effectively with other people
- Communicate professionally
- Are committed to personal growth
- Want to understand domestic and global business environments
- Can handle confidential financial information responsibly
- Demonstrate honesty and integrity
Knowledge of the domestic or global business landscape will be an advantage but is not required.
Expected Programme Responsibilities
Successful graduates may support the Risk Management team with:
- Identifying business and credit risks
- Assessing risk information
- Monitoring risk exposure
- Preparing risk-related reports
- Supporting analytical activities
- Working with risk-management frameworks
- Learning regulatory requirements
- Reviewing business and financial information
- Supporting operational risk processes
- Assisting professional risk specialists
- Participating in training and development activities
Exact responsibilities may depend on the Risk Management team’s operational requirements.
Who Should Apply?
This programme is suitable for applicants who:
- Have recently completed a relevant bachelor’s degree
- Achieved an academic average above 65%
- Have no work experience or no more than one year of experience
- Are interested in credit risk and financial services
- Have analytical and quantitative skills
- Can work full-time in Johannesburg
- Have strong communication and teamwork abilities
- Want to develop a career in banking or risk management
- Are prepared to complete a year-long programme
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Documents Required
Applicants must attach the following documents:
- Updated CV
- Cover letter
- Full academic transcript
- Copy of South African ID
Applicants should make sure that all documents are clear, complete and up to date.
Cover Letter Advice
Your cover letter should explain:
- Why you are interested in credit risk
- Why you want to join Citi
- How your qualification relates to the programme
- What analytical or quantitative skills you have
- What you hope to gain from the learnership
- How you can contribute to the Risk Management team
Keep the cover letter professional and focused on the specific programme.
How to Apply
Applications must be submitted online through the official Citi Careers platform.
Search for:
South Africa Learnership Graduate Program – Credit Risk, South Africa – Johannesburg, 2026
Use the following job details:
Job Request ID: 26965131
Location: Johannesburg, Gauteng, South Africa
Complete the online application and upload all required documents.
Application Closing Date
A closing date was not stated in the official vacancy information.
Applicants should submit their applications as soon as possible while the programme remains available on the Citi Careers platform.
iYouth Advice
Before applying, check that your academic average is above 65% and clearly reflected on your transcript.
Tailor your CV toward risk management by highlighting:
- Financial analysis
- Statistics
- Mathematics
- Economics
- Accounting
- Data analysis
- Research projects
- Excel or financial modelling
- Risk-related coursework
- Leadership roles
- Group projects
Graduates without formal work experience can include university projects, internships, volunteer work and leadership responsibilities.
Frequently Asked Questions
Which company is offering the programme?
The programme is offered by Citi South Africa.
What is the programme called?
It is called the South Africa Learnership Graduate Programme – Credit Risk.
Where is the programme based?
The programme is based in Johannesburg, Gauteng.
How long is the programme?
The programme runs for one year.
What qualification is required?
Applicants need an undergraduate bachelor’s degree in Finance, Economics, Accounting, Statistics, Mathematics or Risk Management.
What academic average is required?
Applicants must have achieved an academic average above 65%.
Is work experience required?
No. Work experience is not required, although applicants may have a maximum of one year of experience.
Which documents must be submitted?
Applicants must attach an updated CV, cover letter, full academic transcripts and a copy of their ID.
Is the programme full-time?
Yes, it is a full-time opportunity.
What is the closing date?
The official vacancy did not state a closing date. Applicants should apply as soon as possible.
iYouth Disclaimer
iYouth is not Citi and does not charge fees for learnership or graduate programme applications.
Applicants must apply directly through the official Citi Careers platform. Never pay anyone for an application, interview, background check or programme placement.
Final Thoughts
The Citi Credit Risk Graduate Learnership is a valuable opportunity for high-performing graduates who want to begin a career in banking, financial services and risk management.
Graduates with a relevant bachelor’s degree, an academic average above 65% and strong analytical skills should prepare the required documents and apply as soon as possible.
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